Office 2019 vs. Office 365: Which should you buy?

Do you need to update programs to work or have you never used Microsoft Office services? Now you have two options: Office 2019 and Office 365. If you don’t know which one is right for you, both options provide access to the same services and functions, but there are a number of differences that we will try to tell you about in this article.

Office 2019

Office 2019 is a standalone package of popular office applications from Microsoft. This solution does not require a monthly subscription, just make a purchase once.

By purchasing this application package you can install all services on one computer, as well as receive support and security updates.

The main feature is the inability to switch to a new version of services. In order to gain access to new versions, functions, and tools of the package, you need to purchase a new package at full cost.

Also, despite the large number of improvements and additions in Office 2019 compared to older versions, this package does not come with many of the privileges available when subscribing to Office 365, such as cloud and AI functions, OneDrive cloud storage, and free monthly loans for calls to landlines via Skype

Who should buy Office 2019

Despite the fact that Office 2019 is available for purchase to everyone, this option is aimed more at commercial customers who, for a number of reasons, are not suitable for the cloud version of Office and they have special requirements for using the application suite.

If you are a regular user and plan to install the package on one device, not depend on new features, then this is also a good choice.

In addition, although you are licensed for one PC or Mac on a one-time purchase route, you can install Office applications on all your mobile devices, but you only get some basic features.

Office 2019 comes in two flavors: “Office Home and Student 2019” with Word, Excel, and PowerPoint, and “Office Home & Business 2019” with Word, Excel, PowerPoint, Outlook, and OneNote.

Please note that Office 2019 is only supported on devices running Windows 10 and the three most recent versions of macOS. If your devices are running Windows 8.1 or Windows 7, and you need the latest functionality, then you need to purchase an Office 365 subscription.

Office 365 features

Office 365 is a Microsoft subscription plan service that provides the same applications available in Office 2019 but has significant benefits and additions, such as the number of applications, features, tools, and so on.

You can choose a monthly or annual subscription fee and access applications, such as Word, Excel, PowerPoint, Outlook, Publisher, Access, and others, on your devices (PC, Mac, tablet, and phone) for a long time.

Also one of the main advantages of Office 365 is that you upgrade to new versions. Using Office 365, you always work with the latest versions of applications that Microsoft offers.

You also have access to the cloud storage functionality (1 TB, you can buy more space), real-time collaboration, Skype minutes for calls to landlines.

As in Office 2019, you can install Office 365 on your mobile devices, but in this service, you will get access to the entire set of functions.

Who should buy Office 365

This solution is suitable for you if you need access to all applications and continuous updates a low cost. In addition, you can work with all applications on all your devices, including devices running Windows 10, Windows 8.1, Windows 7, and macOS. (Office 2019 allows you to use applications on only one computer running Windows 10.)

Useful advice: if you decide to buy a subscription, we recommend that you purchase an annual subscription, as you will spend more money by paying a monthly fee.

So, which should you buy?

The choice depends on your requirements. However, if you use the applications for a long time, purchasing an Office 365 subscription might be the best option, as you get full access to all applications and benefits with a low cost of ownership.

Personal finance management tool - Quicken 2019 Review

Quicken is one of the oldest and best known budgeting and personal finance software.

Quicken 2019 Features

In 2019, Quicken's long-awaited and biggest new feature is web access from any computer. Now you can manage your finances from several computers and from different places (previously, Quicken was accessible only on the computer on which the software was downloaded).

There are some features missing from the Quicken web version, but you can view balances and transactions, view budgets and accounts, and track current investments and spending trends on the Internet.

The new version has the following corrections and additions:

But the best new Quicken feature is the ability to set up mobile accounts. This makes it possible to receive alerts and notifications. For example, alerts for upcoming bills. If you are organizing your financial life, it may be useful to place them all in one place.

Quicken Pricing

Already a few versions ago, Quicken has been using a membership pricing model. This means that you automatically receive updates when renewing your membership.

In 2019, prices for various Quicken models are as follows:

What are the fundamental differences between these subscription options? Here are the main features of each version:

Starter: designed for basic budgeting and managing your accounts. You can synchronize your bank accounts for automatic budgeting.

Deluxe: An improved version for beginners. You can fully customize your budget, and manage and track your debt. You can also create savings goals.

Premier: Includes free online bill payment, access to priority customer support, and options to help you with your taxes and investments

For home and business: For business owners - tracking personal and business expenses, sending individual invoices by email with links to payments from Quicken, as well as tracking business profits and losses.

Quicken - time-tested software in the field of budgeting and financial management. This software provides almost all the necessary opportunities for financial management, including managing both budgets and investments.

If you do not want to spend a lot of time managing your finances, Quicken is an excellent solution to all tasks.

How to Choose the Right Protection for Your, Mac or Windows System

Why is it necessary to use antivirus software for a computer?

The number and complexity of cybercrime are steadily increasing from year to year. There is no operating system, be it Windows or Mac, which is reliably protected from cyber attacks. Therefore, it is extremely important to choose and use the antivirus software for your computer correctly.

The market has many antivirus products from different companies. All of them differ in many factors and characteristics.

We have prepared a guide for you to choose the right antivirus software based on common errors and recommendations.

The first requirement for antivirus software is Light System Load

For constant and reliable protection, the antivirus program must continuously work in the background of the computer and not load the system for your convenient and comfortable use of the computer.

Effective software should work and scan in parallel with various tasks, including:

Not all security software performs perfectly across test cases. However, you'll notice some programs are more efficient at certain tasks than others. Pick software with features that are tailored to the type of computing you're most commonly doing. In addition, consider choosing a comprehensive package that you can customize to suit your needs later on, should they change. Even if you think you might not need a certain feature now, it may become helpful in the future.

Not all products cope with this task efficiently. Choose software with features that are most adapted to your operating system and the tasks that you usually solve on your computer. Pay special attention to complex packages. This is a convenient solution that you can customize to your needs.

Choose easy to use antivirus software

Most people do not understand cybersecurity, not to mention being well versed in the internal workings of antivirus programs and settings.

And this is absolutely normal. For the average computer user, the simple installation, launch, and configuration of the program are important. Automation of most functions is also important in order to reduce user participation in the software: updates, patches, and re-configures.

Another important factor is around-the-clock customer support. High-quality antivirus software is always supported by a professional team that is connected 24/7.

Unfortunately, people often delay the purchase and installation of antivirus software on their computers until they encounter a virus attack.

Try to prevent problems with your computer before they occur. This will help extend the life of your computer, as well as maintain its effective operation.